Benefits & Workers' Comp — Ignite Strategies LLC
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Benefits & Workers' Comp

Attract talent. Control costs.

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Overview

Your people are your competitive advantage. Stop losing them to companies with better packages.

Benefits are one of the most mismanaged line items in small business — either too expensive for what you get, or too sparse to compete for talent. Andy audits your current plan design, benchmarks it against your industry, and rebuilds your benefits and workers' compensation structure to maximize value without burning margin. The goal: a package that retains your best people and stops your comp costs from spiraling.

What's Included
Benefits benchmarking report (industry-specific)
Plan design analysis (medical, dental, vision, life, disability)
Carrier comparison & renewal strategy
Workers' comp audit & classification review
Experience modification rate (EMR) reduction plan
Claims management protocol
ACA compliance review
Open enrollment communication kit
The Process

HOW IT WORKS.

01
Audit
We analyze your current benefits spend, plan design, workers' comp classification codes, EMR, and claims history against industry benchmarks.
02
Benchmark
We map your package against competitors in your industry and geography so you know exactly where you're winning and losing talent on compensation.
03
Redesign
We rebuild your plan design and comp structure to maximize perceived value to employees while minimizing total employer cost.
04
Implement
We manage the carrier negotiation and transition, coordinate open enrollment, and train your HR lead on ongoing administration.
Fit

WHO THIS IS FOR.

Business owners with 10–200 employees who are experiencing turnover they can't explain, benefits costs that have grown faster than headcount, or a workers' comp EMR above 1.0. Also ideal for companies preparing to scale headcount and needing a scalable HR infrastructure.

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READY TO
BUILD SOMETHING
REAL?

No jargon. No platitudes. A direct conversation about your business — and what it takes to move it forward.

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